Here’s How Important Paying Debts is to You, Based on Your Personality Type

For some people repaying any kind of debt is extremely important. These people really hate feeling indebted to someone and want to make things square. To others it really isn’t the end of the world, and they don’t mind when things are uneven one way or the other.



INFJs often believe in repaying others for the things they give them, and don’t like feeling like they owe someone. For INFJs though it is often more important to pay back debts than to receive payments for what is owed to them. When it comes to the people they love, the INFJ sometimes likes feeling like they have given more than they have taken. They don’t’ like feeling as if someone should have an excuse to put them on the spot for something, so INFJs often prefer to be the one that others owe.


ENFJs really don’t like feeling indebted to someone, and they always want to pay back the things they take or are given. ENFJs often prefer to be the ones giving more, rather than taking more. ENFJs don’t like feeling like someone can be upset with them for not repaying a debt, and they simply want to be the one who provides for others. They are people pleasers and so for the ENFJ repaying any kind of debt is truly important. They don’t mind when someone owes them though, and will often let this slide without letting it bother them much at all.


For INFPs it is important to constantly keep a tally of who owes what, they simply want to make sure things are fair. They don’t like one-sided relationships and want to be sure that the people in their lives care enough to make sure things are equal. The INFP doesn’t care about certain debts that are owed, for them it is more about enjoying one another and making sure they take care of each other. INFPs do become upset when they do something for someone and it isn’t appreciated though, they at least want to feel gratitude.


ENFPs don’t really become obsessed with repaying debts, especially when they feel like it is something that doesn’t need to be paid. They do believe in fairness though and want to make sure that things are equal in their relationships. Sometimes ENFPs can become so focused on ensuring fairness, that they take a little more than they realize. This is often because they have spent time in their lives with people who only take advantage of them, and the ENFP just doesn’t want to go through this anymore. They want to feel like they are appreciated for the things they do, and will fight for this.



INTJs believe in doing the right things and want to be sure to pay their debts to others. When the INTJ owes someone they don’t like leaving it up in the air. For them it is simply shady and dishonest to forget about the things they owe others, especially when they have respect for that person. INTJs also believe that people should pay back their debts to them, and will become frustrated with people who refuse. If someone continues to forget what they owe the INTJ, they will likely disconnect from this person since they deem them untrustworthy.


ENTJs don’t like leaving unpaid debts and prefer to make sure they keep things settled. They believe in fairness and simply doing what is right and respectful. To them leaving debts unpaid means you don’t have respect for that person, and is a sign of selfishness. They make sure they repay people when they owe them for something, and they also believe it is important to have those debts returned no matter what. If someone doesn’t uphold their end of something, the ENTJ will start to lose trust in them.


INTPs don’t often pay close attention to keeping things fair, but this is simply because they don’t like relationships that are obsessed with this. They want to give to their loved ones and will accept what they can in return. For INTPs keeping score can seem exhausting and a bit overwhelmed at times. When they are around people who seem to require this time of tally, they will try to keep up with it but it won’t feel normal or right for them.


ENTPs are independent people and because of this they aren’t really obsessed with the idea of keeping debts paid between loved ones. They do what they can to provide for others, and also want to be sure their loved ones give to them in return. While ENTPs believe in a give and take, they don’t feel the need to keep a constant tally of how even things are. They simply want to do their best and enjoy living their lives on their own terms.



ISTJs definitely believe in paying debts, since they are moral and respectful people. To them it is important to follow the rules and to make things right. When they owe someone in any way, the ISTJ wants to make sure they follow through and square things away. When the ISTJ has someone who owes them, they do believe it is important that they respect the ISTJ enough to repay them as well.


ESTJs believe in paying debts, and always want to make things fair. When they owe a debt to someone they do whatever they can to make things right, or else they will feel bothered by this situation immensely. ESTJs also believe that others should pay debts they owe to them, and will remember it forever if it isn’t made right. They don’t let go of these sorts of things, and will be upset with anyone who does not pay them back, simply out of respect.


ISFJs do believe in paying their debts, but they aren’t obsessed with having debts paid back to them. ISFJs simply want to be sure that they do what they can to repay others and be fair. ISFJs don’t like feeling as if they owe someone, and they will often feel very guilty about this. When someone owes the ISFJ they don’t become obsessed with getting it back though, since they are often people pleasers.


For the ESFJ repaying a debt is important, they want to be sure to give back anything they take. ESFJs don’t mind if others owe them though, especially if it is someone they care for. They often just want simple appreciation in return for everything they do, and want to know that others recognize their constant efforts. ESFJs do become upset if someone continues to take advantage of them though, and refuses to ever give back in return.



ISTPs do try to pay their debts, but they are often more focused on living in the moment and trying to do what feels right. They aren’t obsessed with keeping things measured or equal, they just want to give where they can. ISTPs are independent people, who don’t like to feel constantly indebted to others so they often try to keep to themselves most of the time. They also aren’t obsessed with having others pay them back for the things they do, since they often do it of their own accord.


ESTPs don’t like feeling like things aren’t fair in their relationships, so they do believe in paying debts. When they feel like they owe someone they will do their best to make things right, oftentimes they go above and beyond in these situations. If someone owes the ESTP they do often just want to receive some sort of appreciation in return. ESTPs don’t need to keep track of how equal things are, they just want to feel loved.


ISFPs don’t really need to keep a constant tally of who owes who, instead they want to live their lives in the present. ISFPs follow their hearts and try to do the right thing as much as they can, instead of obsessing over debts. They do try to repay people they owe though, and want to make sure everyone is happy with them. ISFPs simply want to live their lives with passion and joy, instead of getting caught up on negativity.


ESFPs often don’t care much about repaying debts and constantly keeping things fair. They simply want to live their lives enjoying the present and just try to give as much as they take. ESFPs soak up the world around them and are happiest spending their time with loved ones, simply enjoying themselves. They try to give to their loved ones, and want to receive love and appreciation in return. They don’t need to keep a tally, they just want to shower one another with love and gifts.

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